Karlton Govan

Close your loan in as little as 14 days

When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation.  


Low Interest Rates

At the Home Loan Expert, we strive to be as efficient as possible. We keep our operating costs low and that translates into low interest rates for our borrowers.


Customer service no one can match

Our customer-first approach to mortgages is what separates us from the competition. We will walk you through the process to ensure that your loan closes quickly and smoothly.

Calculate Your Payments

  • Mortgage Calculator
  • Refinance

Purchase Price: $100000

Down Payment: $10000

Monthly Payment:
(Principal + Interest)

Total Principal Paid:
Total Interest Paid:

About the
Karlton Govan Lending Team

Purchasing a home is a milestone in your life that should be a happy memory—so let The Karlton Govan Lending Team handle your loan and eliminate the hassle. Using the newest mortgage products and underwriting our own files allows us to approve loans and get low interest rates our competitors can’t. And we’ve got customer service no one can match. We close loans fast—in as little as 14 days! No matter what type of loan you’re looking for, the Karlton Govan Lending Team will work hard to make life easy for you.

Meet the
Karlton Govan Lending Team

Karlton Govan
Karlton Govan
Senior Loan Officer
About Karlton
Meghan Peacock
Meghan Peacock
Loan Processor
DeMia Mays
DeMia Mays
Loan Officer Assistant
About DeMia
Wanda Govan
Wanda Govan

What Clients Say About Karlton Govan

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Contact Us

Karlton@TheKarltonGovanTeam.com (901) 701-1339

Karlton Govan
Senior Loan Officer | NMLS #652305


7511 Capital Dr
Germantown, TN 38138

Learn About Loan Types

FHA Loan

Flexible home mortgages with attractive rates.

VA Loan

No down payment VA Home Loans for military Veterans & active duty service members.


United States Department of Agriculture (USDA) Loans are an excellent, affordable option.


Get Minute Loan Approval*

We offer same-day pre-approvals you can rely on. Find out your personalized rate in no time with our 5-minute loan application.